We ask the question: “If something were to happen to you today, would your family be living a better, same or worse lifestyle than they are now?”
Just as you would protect your home or car with insurance, the same can be done with yourself and your income. We can help you with the following types of personal insurance:
This type of insurance means that you are paid 75% of your gross annual income if you are unable to work as a result of injury or illness. The amount may vary depending on your policy. Depending on the type of policy that you have, this type of insurance will protect your current income if you should be unable to work as a result of sickness or injury.
Similarly, this type of insurance provides protection for illnesses and injuries such as heart disease, severe burns, deafness or loss of speech, blindness, stroke or cancer.
This type of insurance is paid out to insure a life. It either comes as one lump sum or in equivalent instalments. These amounts can be made out to either the policy owner or any nominated beneficiaries.
Finally, this type of insurance is paid in the event that you suffer a total and permanent disability. This cover is paid as a lump sum.