Latest Articles

50/30/20 budgeting strategy

50/30/20 budgeting strategy

Having a budget can help you stay on top of bills, pay off debt and save for long or short-term...
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2023 saw the return of Goldilocks, but what’s in store for 2024 for investors?

2023 saw the return of Goldilocks, but what’s in store for 2024 for investors?

Key points The five key themes for 2023 were: better than feared growth; disinflation; peak interest rates (probably in Australia...
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Five constraints on medium term investment returns

Five constraints on medium term investment returns

Introduction Starting in the early 1980s investment returns were spectacularly strong. Sure there were bumps along the way like the...
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Financial freedom: A comprehensive guide to achieving true financial independence

Financial freedom: A comprehensive guide to achieving true financial independence

In a world where financial stability plays a crucial role in our wellbeing and future aspirations, the concept of financial...
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What’s the best age to retire?

What’s the best age to retire?

There is no magic age at which to retire. But what’s important is to plan for a longer retirement than...
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A real cybercrime story

A real cybercrime story

Australians lost over $3 billion to scams in 2022 alone. With investment scams being the most common, consider these insights...
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Understanding market volatility

Understanding market volatility

Many investors become concerned when volatility occurs in global financial markets – particularly about the impact on their superannuation and...
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Three reasons to err on the side of optimism as an investor

Three reasons to err on the side of optimism as an investor

Introduction The “news” as presented to us has always had a negative bend, but one could be forgiven for thinking...
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The importance of rebalancing

The importance of rebalancing

Investing is more than choosing different assets. It also involves managing your portfolio on an ongoing basis to achieve personal...
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Super fund performance and unlisted assets

Super fund performance and unlisted assets

Differences in the returns of various super funds have primarily been driven by whether the funds are invested in unlisted...
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Should you fix your home loan?

Should you fix your home loan?

Key takeaways An understanding of the benefits of fixing your home loan, including payment stability, protection from rate hikes and...
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Seven key charts for investors to keep an eye on

Seven key charts for investors to keep an eye on

Introduction At the start of this year, we thought shares would have reasonable  returns albeit it wouldn’t be smooth sailing...
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Seven key charts for investors to keep an eye on

Seven key charts for investors to keep an eye on

Introduction At the start of this year, we thought shares would have reasonable  returns albeit it wouldn’t be smooth sailing...
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Factor Investing explained

Factor Investing explained

Global markets are made up of dozens of asset classes and millions of individual securities, making it challenging to understand...
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Economic update

Economic update

October was another difficult month for financial markets, partly reflecting an acceptance among investors that interest rates are likely to...
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5 ways to do more with less money in your relationship

5 ways to do more with less money in your relationship

We all want to live a good life with our partner, but does that have to include fine dining every...
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Boosting confidence in retirement

Boosting confidence in retirement

Every retirement is unique. Maybe dining out isn’t your thing, but you couldn’t bear to give up your weekly exercise...
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Stressed but surviving – Aussie women and their finances

Stressed but surviving – Aussie women and their finances

Taking control of your finances starts with your super. As we battle rising interest rates, cost of living pressures and...
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What is gazumping and how to prevent it happening to you

What is gazumping and how to prevent it happening to you

Picture the scene. You’ve found your dream home—a short stroll to the local schools, close to a leafy park to...
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5 ways to do more with less money in your relationship

5 ways to do more with less money in your relationship

We all want to live a good life with our partner, but does that have to include fine dining every...
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