50/30/20 budgeting strategy
Having a budget can help you stay on top of bills, pay off debt and save for long or short-term...
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2023 saw the return of Goldilocks, but what’s in store for 2024 for investors?
Key points The five key themes for 2023 were: better than feared growth; disinflation; peak interest rates (probably in Australia...
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Five constraints on medium term investment returns
Introduction Starting in the early 1980s investment returns were spectacularly strong. Sure there were bumps along the way like the...
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Financial freedom: A comprehensive guide to achieving true financial independence
In a world where financial stability plays a crucial role in our wellbeing and future aspirations, the concept of financial...
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What’s the best age to retire?
There is no magic age at which to retire. But what’s important is to plan for a longer retirement than...
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A real cybercrime story
Australians lost over $3 billion to scams in 2022 alone. With investment scams being the most common, consider these insights...
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Understanding market volatility
Many investors become concerned when volatility occurs in global financial markets – particularly about the impact on their superannuation and...
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Three reasons to err on the side of optimism as an investor
Introduction The “news” as presented to us has always had a negative bend, but one could be forgiven for thinking...
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The importance of rebalancing
Investing is more than choosing different assets. It also involves managing your portfolio on an ongoing basis to achieve personal...
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Super fund performance and unlisted assets
Differences in the returns of various super funds have primarily been driven by whether the funds are invested in unlisted...
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Should you fix your home loan?
Key takeaways An understanding of the benefits of fixing your home loan, including payment stability, protection from rate hikes and...
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Seven key charts for investors to keep an eye on
Introduction At the start of this year, we thought shares would have reasonable returns albeit it wouldn’t be smooth sailing...
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Seven key charts for investors to keep an eye on
Introduction At the start of this year, we thought shares would have reasonable returns albeit it wouldn’t be smooth sailing...
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Factor Investing explained
Global markets are made up of dozens of asset classes and millions of individual securities, making it challenging to understand...
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Economic update
October was another difficult month for financial markets, partly reflecting an acceptance among investors that interest rates are likely to...
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5 ways to do more with less money in your relationship
We all want to live a good life with our partner, but does that have to include fine dining every...
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Boosting confidence in retirement
Every retirement is unique. Maybe dining out isn’t your thing, but you couldn’t bear to give up your weekly exercise...
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Stressed but surviving – Aussie women and their finances
Taking control of your finances starts with your super. As we battle rising interest rates, cost of living pressures and...
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What is gazumping and how to prevent it happening to you
Picture the scene. You’ve found your dream home—a short stroll to the local schools, close to a leafy park to...
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5 ways to do more with less money in your relationship
We all want to live a good life with our partner, but does that have to include fine dining every...
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