Investing in investment bonds
Investment bonds are long-term investments that may offer tax efficiency to investors on a high marginal tax rate and those...
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Retirees: How to beat Inflation before it beats you
Investors with long memories – or a good education – will recall the bad old days when inflation was the...
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Economic and market commentary
Investors remained focused on rising inflation and the possibility of policy settings being tightened worldwide. Bond yields continued to rise...
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Do life insurance products cover mortgage payments?
You've worked tirelessly to own the home of your dreams. But if you suffered from an injury or illness that...
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An overview of the main residence CGT exemption
Generally, a property, including a taxpayer's main residence, ie their family home, is considered to be a Capital Gains Tax...
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Millennials and money: what does the future hold?
The first millennials (born between 1981 and 1996) are turning 40 this year. Still, despite more than twenty years in...
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How to invest ethically
Ethical investing involves using your ethical principles to filter and guide your investment decisions. The practice has been around for...
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How ‘Buy Now Pay Later’ affects your credit score
In recent years, ‘buy now pay later’ (BNPL) has become an increasingly popular method for consumers looking to purchase goods...
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Demand for financial advice doubles in five years
If your car engine sounds dodgy, you see a mechanic. If you’re unwell, you see a doctor. If you’ve got...
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7 ways to stay active and healthy in retirement
When it comes to living a longer, healthier, more active lifestyle, a good approach can often involve easy tasks that...
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Your 7-point retirement planning checklist
You might feel emotionally ready to retire but you’ll want to make sure you’re financially ready too. Socialising with mates,...
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Should I still change jobs despite COVID-19?
Go back a month or two and you’d be forgiven for thinking we were on the fast track to pay...
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Mortgage versus super – a common dilemma
Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt-free turning their attention...
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How salary sacrificing into super could work for you
An effective way of building your super savings (and potentially reducing your taxable income) is through salary sacrificing – that...
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Financial rights and wellbeing for LGBTI couples
Since marriage equality was achieved in 2017, LGBTI people have had access to the same legal and financial rights as...
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11 things everyone should know about their super
Super is there to provide you with an income when you stop working and it may provide a tax-effective way...
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Women and superannuation – how the pay gap can impact your super
According to the Australian Bureau of Statistics, women are retiring with 37% less than men in their super accounts, which...
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Should you use your super to save for a home?
Getting money together to buy your first home can be a big ask. As well as a deposit (ideally 20%...
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Money worries and your mental health
It’s been a trying time for many people, with our collective mental health taking a toll as the COVID-19 pandemic...
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How to use your tax return to build a stronger financial future
Whether you breeze through tax time or dread the extra admin, receiving a tax refund makes the effort worthwhile. For...
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