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Investing in investment bonds

Investing in investment bonds

Investment bonds are long-term investments that may offer tax efficiency to investors on a high marginal tax rate and those...
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Retirees: How to beat Inflation before it beats you

Retirees: How to beat Inflation before it beats you

Investors with long memories – or a good education – will recall the bad old days when inflation was the...
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Economic and market commentary

Economic and market commentary

Investors remained focused on rising inflation and the possibility of policy settings being tightened worldwide. Bond yields continued to rise...
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Do life insurance products cover mortgage payments?

Do life insurance products cover mortgage payments?

You've worked tirelessly to own the home of your dreams. But if you suffered from an injury or illness that...
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An overview of the main residence CGT exemption

An overview of the main residence CGT exemption

Generally, a property, including a taxpayer's main residence, ie their family home, is considered to be a Capital Gains Tax...
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Millennials and money: what does the future hold?

Millennials and money: what does the future hold?

The first millennials (born between 1981 and 1996) are turning 40 this year. Still, despite more than twenty years in...
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How to invest ethically

How to invest ethically

Ethical investing involves using your ethical principles to filter and guide your investment decisions. The practice has been around for...
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How ‘Buy Now Pay Later’ affects your credit score

How ‘Buy Now Pay Later’ affects your credit score

In recent years, ‘buy now pay later’ (BNPL) has become an increasingly popular method for consumers looking to purchase goods...
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Demand for financial advice doubles in five years

Demand for financial advice doubles in five years

If your car engine sounds dodgy, you see a mechanic. If you’re unwell, you see a doctor. If you’ve got...
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7 ways to stay active and healthy in retirement

7 ways to stay active and healthy in retirement

When it comes to living a longer, healthier, more active lifestyle, a good approach can often involve easy tasks that...
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Your 7-point retirement planning checklist

Your 7-point retirement planning checklist

You might feel emotionally ready to retire but you’ll want to make sure you’re financially ready too. Socialising with mates,...
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Should I still change jobs despite COVID-19?

Should I still change jobs despite COVID-19?

Go back a month or two and you’d be forgiven for thinking we were on the fast track to pay...
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Mortgage versus super – a common dilemma

Mortgage versus super – a common dilemma

Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt-free turning their attention...
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How salary sacrificing into super could work for you

How salary sacrificing into super could work for you

An effective way of building your super savings (and potentially reducing your taxable income) is through salary sacrificing – that...
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Financial rights and wellbeing for LGBTI couples

Financial rights and wellbeing for LGBTI couples

Since marriage equality was achieved in 2017, LGBTI people have had access to the same legal and financial rights as...
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11 things everyone should know about their super

11 things everyone should know about their super

Super is there to provide you with an income when you stop working and it may provide a tax-effective way...
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Women and superannuation – how the pay gap can impact your super

Women and superannuation – how the pay gap can impact your super

According to the Australian Bureau of Statistics, women are retiring with 37% less than men in their super accounts, which...
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Should you use your super to save for a home?

Should you use your super to save for a home?

Getting money together to buy your first home can be a big ask. As well as a deposit (ideally 20%...
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Money worries and your mental health

Money worries and your mental health

It’s been a trying time for many people, with our collective mental health taking a toll as the COVID-19 pandemic...
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How to use your tax return to build a stronger financial future

How to use your tax return to build a stronger financial future

Whether you breeze through tax time or dread the extra admin, receiving a tax refund makes the effort worthwhile. For...
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