The 2022 – 2023 Federal Budget: What it means for you
This year’s Federal Budget covers a range of measures aiming to reduce the pressure from increased costs of living and...
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Share market Falls: What investors need to consider
Being more engaged with your super investments could help you make the most of the time you have to grow...
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Why being responsible can be rewarding
The days when ‘green’ investors were the ones who cycled to see their adviser and carried home their investment brochures...
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How to negotiate better work perks
Negotiating a pay rise or salary package is nerve wracking at the best of times, let alone during a pandemic....
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Here’s why you need to consolidate your super now / What is ‘stapled’ super?
New super rules introduced in November of 2021 mean employees are now ‘stapled’ to their existing superannuation fund, unless they...
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Everything you need to know about medical examinations for life insurance
When you take out an insurance policy, the provider will determine how much you’ll be required to pay in premiums....
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Budget smarter with the 50/20/30 rule
New to budgeting? You may know how much money you make and have a rough idea of how much you...
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The escalation in Ukraine tensions – implications for investors
Key Points Ukraine tensions have escalated with Russia ordering troops into Ukraine regions already occupied by Russian separatists. Share markets...
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What you should know about creating your will and estate plan
If you want to protect your family and assets, it’s worth documenting what you’d like to happen if you can’t...
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Reducing financial stress
The Australian Institute of Health and Welfare recently released a report covering the impacts of COVID-19 on Australians during the first year of...
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5 minutes for 5 days – get your finances in order
New Year’s resolutions are such a drag, right? Whether it’s fitness, family or finances, the best laid plans rarely last...
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What is equity and how can I use it to invest?
Whether you're looking to invest in property, renovate or pay off something big, borrowing against the equity in your home...
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Should you use property to fund your retirement?
Superannuation, shares, property, cash, other investments; a dizzying number of options are available when it comes to living comfortably through...
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How does your pension live on after you die?
Account-based pensions offer a flexible and tax-effective method of drawing a regular income stream from superannuation. They are an essential...
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Granny flat arrangements within the context of the gifting rules
Retirees wanting to downsize their home may consider the option of living in a granny flat, or an extension to...
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Economic Update
Introduction Investors continued to focus on rampant inflation and, in turn, potential changes in monetary policy settings. By the end...
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Do you value your assets more than yourself?
Value is a funny thing. One person’s trash can be another person’s treasure, as the old saying goes. The value...
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Constructing a retirement portfolio in a low return world
Portfolio construction is a much-used term that can be misunderstood. Fundamentally, the term portfolio construction refers to the process of...
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5 money mistakes to avoid if you’re going guarantor
If you have a family member who wants to get into the market sooner than that, you may have discussed...
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What happens to superannuation when you break up?
Depending on the situation, you might get some of your ex partner’s super, or they may get some of yours....
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