Investing in investment bonds
Investment bonds are long term investments that may offer tax efficiency to investors on a high marginal tax rate and...
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Five long term global trends and implications for markets
This article looks at some longer term structural trends in the economy and their impact on economic growth and investments....
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Economic update February 2023
Risk assets performed strongly in January, following further indications that inflation may have peaked in key regions. Global economic growth...
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Understanding reverse mortgages
Reverse mortgages are home mortgages that work in the opposite way to a normal home mortgage. Instead of interest and...
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How to deal with rising inflation
Between March 2021-22, inflation in Australia rose by 5.1%. Meanwhile, wages only rose by 2.4%1. With the bare essentials becoming...
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Are you on track with your finances?
When it comes to life stages, we’re all different. Some of us are all set up with a mortgage, a...
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Review of 2022, outlook for 2023
Key points 2022 was dominated by high inflation, rising interest rates, war in Ukraine and recession fears. This hit bonds...
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How does the First Home Super Saver Scheme (FHSSS) work?
If you’re a first home buyer, you may be eligible to withdraw voluntary super contributions you’ve made (plus earnings) to...
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Don’t let overspending be your undoing
Do you struggle to control your spending around your friends and family? If the urge to ‘keep up’ with a...
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Christmas gifts that won’t blow your budget
Christmas is a wonderful time of year in Australia, filled with summer foods, decorations and of course, gift giving. Here...
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9 ways to teach kids the value of money at Christmas
What’s the meaning of Christmas in your household? While it can sometimes feel like spending a small fortune on gifts...
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3 golden rules that make saving for retirement easier
If you’ve thought about how much money you need to save so you can retire comfortably, it might feel a little...
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How do hedge funds work in a volatile market?
While an exposure to hedge funds can provide a lift to a portfolio’s performance, they also offer the potential to...
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How old is too old for insurance?
As you age and your health starts to deteriorate, having a financial safety net and protecting your nearest and dearest...
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Impacts from Falling Home Prices: The Wealth Effect
The impacts of interest rate hikes on consumers are well known; higher interest means that mortgage debt servicing costs will...
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Alternative Thinking: Diversifying Beyond Traditional Asset Classes
Once a staple investment allocation, the traditional balanced portfolio of shares and bonds has had some challenges in delivering positive...
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Why staying invested matters when markets fall
It’s natural to feel nervous when markets fall. News about inflation and rising interest rates may prompt you to make...
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Booms, busts and investor psychology: Why investors need to be aware of the psychology of investing
Up until the 1980s the dominant theory was that financial markets were efficient. In other words, all relevant information was...
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Economic and market overview
Pleasingly, global share markets fared well in October and recovered most of their lost ground from September. Locally, the S&P/ASX...
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3 things to consider if your Super balance falls
From time to time, market movements may cause your super balance to fall. While this can be alarming, you'll find...
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